Select+ (Small Medium Enterprises)

Property All Risks

— Theft by forceful & violent entry exit to the Total Sum Insured (Excluding Buildings)
— Full Theft for 10% of that sum insured (capped at S$100,000)
— $10,000 Theft Damage to Buildings (even if the Building is not insured)
— Daily Cash benefit of $250 a day, for 120 days (72 hour franchise)*
— 30 days cover for Denial of Access, Utilities, Human Infectious Disease, Vermin or Murder Suicide (24 hour franchise)
— Loss of Rent Payable: $10,000*
— Money in Transit or in Premises: $10,000*
— Fidelity Guarantee following conviction: $5,000*
— Fixed Glass: $10,000*

*Available with higher limits for a small additional premium.

—————————————————————————-
Optional Selected Covers

— Public Liability: Limit of Indemnity from $500,000 to $10,000,000
—- Benefits as Standard
—- Jurisdiction & Territory: Singapore
—- For Food & Beverages: Includes Food Poisoning for a limit of $10,000^
—- For Health, Beauty and Spa and Hospitality / Hotels: Includes Treatment risk for a limit of $10,000^
— For Education: No sub-limits for Students in the Care Custody or Control of the Insured

^ Available with higher limits for a small additional premium.

— Workers Injury Compensation
—- Includes travel to and from work
—- Protects the Insured with up to SGD10,000,000 Limit of Liability plus SGD150,000 per Employee Medical Expense cover

—————————————————————————-
Other Coverages are also available upon request
— Goods in Transit with limit starting at $10,000^^
— Specialist Insurance for portable items in Singapore or Worldwide with Specified All Risk cover
— Machinery Breakdown: Option to select your required sum insured
— Group Personal Accident (un-named) starting with limits from $10,000
— Full Business Interruption wording: Option to select from 6 different covers with customizable extensions and sub-limits
— Products Liability with the required Jurisdiction as selected by the client

^^ Higher limits available for a minimal
additional premium.