| Benefits and coverage |
Accidental Death:
— Basic:S$150,000
— Moderate: S$300,000
— Advanced: S$500,000
— Extensive: S$800,000
Burial Expenses: S$2,000
Permanent Disability and Accidental Burns: Up to % stated in Policy Wording
— 3rd Degree Burns: As per Accidental Death sum insure
— 2nd Degree Burns: S$20,000
Accidental Medical Expense:
— Alternative Medical Physician sub-limit of S$25: S$500
— Alternative Medical Physician sub-limit of S$50: S$1,000
Dependent Child Education Supplement: S$5,000 for each eligible Child of the Insured Person
Modification / Mobility Expenses: 10% of Accidental Death benefit or $20,000 per Insured Person, whichever is lower
Domestic Assistance for Activities of Daily Living: Up to S$1,00
Ambulance Cost: Up to S$50
Trauma Counseling Benefit: Up to S$1,000
HIV Due to Blood Transfusion: 10% of Accidental Death benefit or S$20,000 per Insured Person, whichever is lower
Accidental Hospital Recuperation: S$250
Credit Card Indemnity: Up to S$1,000
Major Head Trauma: 10% of Accidental Death benefit or S$20,000 per Insured Person, whichever is lower
Accidental Death due to Natural Catastrophe
(Additional Payout): 15% of Accidental Death benefit or S$75,000 per Insured Person, whichever is lower
Terrorism Benefit (Additional Payout): 15% of Accidental Death benefit or S$75,000 per Insured Person, whichever is lower
Simple and Other Fractures: Up to S$5,000
Comatose State Lump Sum Benefit: 10% of Accidental Death benefit or S$50,000 per Insured Person, whichever is lower
Repatriation of Mortal Remain: Up to S$5,000
Accidental Death due to Public Conveyance: 15% of Accidental Death benefit or S$20,000 per Insured Person, whichever is lower
Replacement of Staff / Recruitment Cost: S$10,000
Visitor Benefits: S$5,000
Compassionate Income: S$5,000 up to 0.5% of the sum insured
Non-elective Surgery: S$5,000
Physiotherapy: S$2,000
Scarring on Face: S$10,000
Dengue Coverage (Accidental Death coverage): Death due to 10% up to S$10,000
Dengue Coverage (Medical Expenses coverage): S$200 per event up cap at S$1,000 per policy year
Accidental Death Cover for Family (Living in Singapore):
Eligible Spouse – (10% of Insured Person’s sum insured (Capped at S$20,000))
Eligible Child – (10% of Insured Person’s sum insured (Capped at S$5,000))
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